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Our Insurer Partners · Navdrishti Group · Est. 2003

India's Best Insurers. One Trusted Advisor. Your Perfect Plan.

Navdrishti holds active partnerships with India's most trusted insurance companies — covering health, life, investment and retirement. We compare every option so you get the right plan, not the most popular one.

🏥 14,000+ Hospitals
📋 50+ Plan Options
🎯 100% Unbiased Advice
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Our Insurer Partners

Partnered with India's Best Insurers

We compare plans across 15 of India's most trusted insurers — health, life and general. No loyalty to any single company. Our only loyalty is to your family.

All Partners (15)
🛡️ Life Insurance
🏥 Health Insurance
🚗 General Insurance
✦ Health + Life
Tata AIA Life Insurance
Life Insurance
✓ 98.53% CSR
Term PlansULIPsSavings
Est. 2001 · Tata+AIAQuote →
Life Insurance Corporation (LIC)
Life Insurance
✓ 98.71% CSR
Tech TermEndowmentPension
Est. 1956 · Govt.Quote →
Axis Max Life Insurance
Life Insurance
✓ 99.51% CSR ★
Smart Secure+ULIPsChild Plans
Est. 2000 · Axis BankQuote →
HDFC Life Insurance
Life Insurance
✓ 99.39% CSR
Click2ProtectSanchayULIPs
Est. 2000 · HDFCQuote →
Bajaj Allianz Life Insurance
Life Insurance
✓ 98.48% CSR
eTouch IIRetire RichULIP
Est. 2001 · Bajaj+AllianzQuote →
ICICI Prudential Life Insurance
Life Insurance
✓ 97.82% CSR
iProtect SmartSignatureGuaranteed
Est. 2001 · ICICI+PrudentialQuote →
Niva Bupa Health Insurance
Health Insurance
✓ 91.05% CSR
ReAssure 2.0AspireSenior First
Est. 2008 · BSE/NSE ListedQuote →
HDFC ERGO Health Insurance
Health Insurance
✓ 96.19% CSR
Optima SecureiCanSuraksha
Est. 2002 · HDFC+ERGOQuote →
Star Health Insurance
Health Insurance
✓ 90.49% CSR
ComprehensiveYoung StarSenior
Est. 2006 · NSE ListedQuote →
Tata AIG General Insurance
General Insurance
✓ 96.0% CSR
HealthMotorTravel
Est. 2001 · Tata+AIGQuote →
ICICI Lombard General Insurance
General Insurance
✓ 87.58% CSR
HealthMotorHome
Est. 2001 · ICICI+LombardQuote →
Care Health Insurance
Health Insurance
✓ 90.01% CSR
Care SupremeSeniorFreedom
Est. 2012 · Formerly ReligareQuote →
Aditya Birla Health Insurance
Health + Life
✓ 95.22% CSR
Activ HealthActiv OneGlobal
Est. 2016 · AB GroupQuote →
Bajaj Allianz General Insurance
General Insurance
✓ 88.83% CSR
Health GuardMotorTravel
Est. 2001 · Bajaj+AllianzQuote →
IFFCO-Tokio General Insurance
General Insurance
✓ 85.49% CSR
HealthMotorCrop
Est. 2000 · IFFCO+TokioQuote →
🏢
10+
Insurer
Partners
🏥
14,000+
Network
Hospitals
📋
50+
Plan
Options
📊
98%+
Avg. Claim
Settlement
👨‍👩‍👧
3,000+
Families
Protected
📅
22+
Years of
Partnership
Our Promise to You

When You Buy Through Navdrishti,
You Get More Than Just a Policy

Our partnerships are built to give you the widest choice, the most transparent advice, and the strongest support — for the entire life of your policy.

⚖️
100% Unbiased Comparison
We present you plans from all relevant partners side-by-side — with full transparency on premiums, exclusions and claim ratios. We recommend the right plan, not the one that benefits us most.
🛡️
Expert Claim Support
When you need to make a claim with any of our partner insurers, our IDPCS team handles everything — document submission, follow-ups, approvals. You never deal with the insurer alone.
🔔
Renewal Reminders
We send timely renewal reminders 30–45 days before your policy expires with any of our partners — so you never accidentally lapse coverage due to a missed payment.
📋
Annual Policy Review
As your life evolves — marriage, children, new income level — your insurance needs change. We proactively review your portfolio across all partners and recommend upgrades when needed.
Our Partner Selection

Why Our Insurers — And Not Others?

We didn't pick our partners based on commission rates. Every insurer in our network passed a strict multi-point evaluation — so our clients only ever see the best options.

📊
High Claim Settlement Ratio (98%+)
Every partner in our network maintains a claim settlement ratio above 90% for health and 98%+ for life. This is the single most important measure of an insurer — we don't work with insurers who under-deliver at claims time.
💪
Financial Strength & Solvency
We verify that each partner maintains a solvency ratio well above the IRDAI minimum of 1.5x — typically 1.7x to 2.5x. This ensures they can honour claims even in large-scale disaster scenarios.
🏥
Broad Hospital Network
Each health partner must maintain a network of at least 8,000+ empanelled hospitals across India, with strong coverage in Tier 1 and Tier 2 cities — particularly in Delhi NCR, where most of our clients are located.
📋
Transparent Policy Wording
We read every policy document in detail before recommending it. Exclusions, waiting periods, sub-limits, and co-pay clauses are explained to our clients before purchase — no surprises at claim time.
⭐
Proven Track Record with Our Clients
Over 22 years, we have processed hundreds of claims across all our partners. We see firsthand how each insurer behaves when a real client needs support — and that experience directly informs our recommendations.
How We Select Each Partner
Our onboarding process for any new insurer partner takes 6–12 months of evaluation before we recommend their products to clients.
1
IRDAI Data Review
We analyse 3 years of IRDAI annual report data — claim settlement, solvency, grievance ratio, incurred claim ratio.
2
Product Policy Audit
We read the full policy wordings of every product — comparing exclusions, waiting periods and fine print against competitors.
3
Claims Behaviour Assessment
We evaluate how the insurer handles disputed and edge-case claims — not just the easy, straightforward ones that inflate CSR figures.
4
Client Feedback Integration
Feedback from our existing 3,000+ client families on renewals, claim experience and service quality continuously shapes our partner recommendations.
5
Annual Partner Review
Every partner is reviewed annually. If claim settlement drops or policy terms worsen, we stop recommending that insurer's products — regardless of commission.
🛡️
The Navdrishti Partner Promise
We recommend an insurer only when we would buy that same plan for our own family. That is our internal standard — and it has never changed since 2003.
Real Stories · Real Testimonials

What Our Clients/Partners Say About Us

Not scripted. Not staged. These are genuine video testimonials from families we've protected — in health, life, and during claim support.

★★★★★ 4.9 / 5  ·  3,000+ Families
01 / 07
★★★★★
Kanav Bakshi
"
02 / 07
★★★★★
Mahendra Singh Rawat
"
03 / 07
★★★★★
Monika Mehra
"
04 / 07
★★★★★
Puneet Jain
"
05 / 07
★★★★★
Rajender Mehta
"
06 / 07
★★★★★
Rohit Sikka
"
07 / 07
★★★★★
Vipul
"
01 / 07
★★★★★
Kanav Bakshi
"
02 / 07
★★★★★
Mahendra Singh Rawat
"
03 / 07
★★★★★
Monika Mehra
"
04 / 07
★★★★★
Puneet Jain
"
05 / 07
★★★★★
Rajender Mehta
"
06 / 07
★★★★★
Rohit Sikka
"
07 / 07
★★★★★
Vipul
"
KB
Kanav Bakshi
★★★★★
Verified Client

Navdrishti Group is a forward-looking investment and advisory firm specializing in real estate, life insurance, and health insurance solutions. 

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